{"id":"dc46bebe-0ec3-4339-901f-622a22bd3c4d","feedVisibility":"normal","congress":119,"billType":"hr","billNumber":1181,"title":"Protecting Privacy in Purchases Act","displayTitle":"保护购物隐私法案","abstract":"保护购物隐私法案本法案禁止支付卡网络使用商户代码来区分枪支零售商与一般商品零售商或体育用品零售商。司法部必须执行本法案，并每年就由此产生的调查和案件提交报告。","displaySummary":"<p><strong>YVN Summary</strong></p>\n\n<p>如果你用银行卡购买枪支或弹药，你的银行将不再看到“枪支商店”标签。支付卡网络不能要求这些商店使用标明其为枪支销售商的商户类别代码。该代码是行业用来标明某笔交易来自哪种类型商店的标签。处理银行卡支付的银行和处理机构同样不能指定这种代码。枪支商店将改为被标记为体育用品商店或普通商店。\n\n司法部长将负责执行这项禁令。司法部将在90天内建立一个供公众提交投诉的渠道。若某网络被认定违反规定，将获得30天时间进行整改。此后，政府可以提起诉讼予以制止。个人不能就违规行为自行提起诉讼。各州和地方关于这类枪支商店代码的法律将不再适用。银行仍可以监测欺诈、数据泄露和可疑活动。</p>","status":"FLOOR_CONSIDERATION","topics":["ECONOMY","TECHNOLOGY","GOVERNMENT_OPERATIONS"],"introducedAt":"2025-02-11T00:00:00+00:00","latestActionAt":"2026-02-25T00:00:00+00:00","congressGovUrl":"https://www.congress.gov/bill/119th-congress/house-bill/1181","accountabilityFlags":{"gun_laws":["↓ 银行卡购买记录上的枪支商店标签——网络和银行将不能使用","↓ 各州关于枪支商店支付代码的规定——将被联邦禁令取代"],"civil_liberties":["↓ 你就违规行为提起诉讼的权利——只有政府才能执行"],"transparency_accountability":["↑ 执法情况年度报告——调查和结果将提交国会"]},"tldr":"用银行卡购买枪支，你的银行将看不到“枪支商店”标签——专供枪支的商店代码将被禁止。","summaryStandard":"v2","flagExplainers":{"gun_laws":["支付卡网络和处理银行卡销售的银行不能给枪支商店标注仅用于枪支销售商的代码。只销售弹药、零件或枪支装备的商店也算作枪支商店。","任何关于枪支商店支付代码的州或地方法律都将停止适用。联邦规定将是唯一适用的规则。无论州法律是要求使用这类代码还是禁止使用，都是如此。"],"civil_liberties":["如果某网络或银行违反了这项规定，你不能自行将其告上法庭。你需要向司法部提交投诉，由司法部决定是否提起诉讼。"],"transparency_accountability":["司法部长每年将向国会提交一份报告。报告将统计已立案的数量，说明每起案件的结果，并附上有关该规定执行效果的任何数据。"]},"flagValence":{"gun_laws":["contested","contested"],"civil_liberties":["bad"],"transparency_accountability":["good"]},"needsResummary":false,"displaySummaryHtml":null,"rawStatusText":"Placed on the Union Calendar, Calendar No. 447.","chamber":"HOUSE","policyArea":"Finance and Financial Sector","legislativeSubjects":["Banking and financial institutions regulation","Consumer affairs","Firearms and explosives","Retail and wholesale trades","Right of privacy"],"lawStatus":null,"lawNumber":null,"latestActionText":"Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.","latestTextVersion":"Referred in Senate","textVersionUsed":null,"dateAdded":"2026-07-18T00:00:00+00:00","summarizedAt":"2026-08-17T00:00:00+00:00","recordId":"dc46bebe-0ec3-4339-901f-622a22bd3c4d","feedIdentityKey":"119/hr/1181","websiteBillId":"HR-1181","yourvoiceSummary":"如果你用银行卡购买枪支或弹药，你的银行将不再看到“枪支商店”标签。支付卡网络不能要求这些商店使用标明其为枪支销售商的商户类别代码。该代码是行业用来标明某笔交易来自哪种类型商店的标签。处理银行卡支付的银行和处理机构同样不能指定这种代码。枪支商店将改为被标记为体育用品商店或普通商店。\n\n司法部长将负责执行这项禁令。司法部将在90天内建立一个供公众提交投诉的渠道。若某网络被认定违反规定，将获得30天时间进行整改。此后，政府可以提起诉讼予以制止。个人不能就违规行为自行提起诉讼。各州和地方关于这类枪支商店代码的法律将不再适用。银行仍可以监测欺诈、数据泄露和可疑活动。","updatedAt":"2026-10-25T00:36:40.094998+00:00"}