{"id":"cafdf3f4-14d1-4314-8ed0-8ce539482d0c","feedVisibility":"normal","congress":119,"billType":"hr","billNumber":7887,"title":"Incentivizing Safe and Sound Banking Act","displayTitle":"Incentivizing Safe and Sound Banking Act","abstract":null,"displaySummary":"<p><strong>YVN Summary</strong></p>\n\n<p>When a big bank (over $50 billion in assets) gets a poor safety rating from regulators or fails to fix a serious supervisory concern on time, its top executives would be automatically banned from selling any company stock they received as compensation until the problem is resolved. Regulators could also impose stock-sale bans as part of cease-and-desist orders against any bank. The bill is designed to make sure bank executives can't cash out while their institution is in trouble, aligning their financial incentives with actually fixing the problems.</p>","status":"COMMITTEE_CONSIDERATION","topics":["ECONOMY"],"introducedAt":"2026-03-09T00:00:00+00:00","latestActionAt":"2026-03-09T00:00:00+00:00","congressGovUrl":"https://www.congress.gov/bill/119th-congress/house-bill/7887","accountabilityFlags":{},"tldr":"Bars top executives at large banks (over $50 billion in assets) from selling their stock compensation while the bank has an unresolved safety problem.","summaryStandard":null,"flagExplainers":{},"flagValence":{},"needsResummary":false,"displaySummaryHtml":null,"rawStatusText":"Referred to the House Committee on Financial Services.","chamber":"HOUSE","policyArea":"Finance and Financial Sector","legislativeSubjects":[],"lawStatus":null,"lawNumber":null,"latestActionText":"Referred to the House Committee on Financial Services.","latestTextVersion":"Introduced in House","textVersionUsed":"Introduced in House","dateAdded":"2026-04-06T00:00:00+00:00","summarizedAt":"2026-04-06T00:00:00+00:00","recordId":"cafdf3f4-14d1-4314-8ed0-8ce539482d0c","feedIdentityKey":"119/hr/7887","websiteBillId":"HR-7887","yourvoiceSummary":"When a big bank (over $50 billion in assets) gets a poor safety rating from regulators or fails to fix a serious supervisory concern on time, its top executives would be automatically banned from selling any company stock they received as compensation until the problem is resolved. Regulators could also impose stock-sale bans as part of cease-and-desist orders against any bank. The bill is designed to make sure bank executives can't cash out while their institution is in trouble, aligning their financial incentives with actually fixing the problems.","updatedAt":"2026-10-25T02:26:29.948832+00:00"}