YVN Summary
\n\nIf you have a disability and need daily help to live on your own, you would gain a federal right to get it at home. States, local governments, and public or private insurers that pay for nursing home care could not deny you care in the community instead. That help covers tasks like cooking, chores, shopping, taking medicine, and handling money. It also covers health tasks like using a ventilator or a feeding tube. Group homes with more than 4 unrelated disabled residents would not count as living in the community. You could still choose a nursing home or another setting if you prefer.\n\nThe bill lists practices that would count as illegal bias. These include waiting lists, cost caps, and rules that make you rely on unpaid family help first. Paying too little to keep enough care workers would also count. So would failing to offer home care before placing you in a facility. Agencies and insurers would also have to help you find affordable, accessible housing that is not tied to your care.\n\nThe Justice Department would write the rules within 2 years. Within 3 years, states and insurers would have to review their services and post the results online. Those that fall short would have to submit a fix-it plan within 54 months. They would have to fully comply within 12 years of the bill becoming law. Starting 2 years after it becomes law, you could sue for court orders and money, including punitive damages. The Justice Department could seek fines of up to $100,000 for a first violation and $200,000 after that. Religious groups could still choose to serve people of their own faith first.
","status":"COMMITTEE_CONSIDERATION","topics":["SOCIAL_SERVICES"],"introducedAt":"2026-06-23T00:00:00+00:00","latestActionAt":"2026-06-23T00:00:00+00:00","congressGovUrl":"https://www.congress.gov/bill/119th-congress/house-bill/9401","accountabilityFlags":{"your_money":["↓ Waiting lists and cost caps for home care — not allowed","↓ Rules requiring unpaid family care first — not allowed","↑ Housing priority for disabled people leaving institutions — lowest incomes first"],"workers_jobs":["↑ Home care payment rates — must be enough to keep staff"],"civil_liberties":["↑ Right to long-term care at home — not just nursing homes","↑ Right to sue over denied home care — starts in 2 years"],"corporate_benefits":["↓ Insurers' option to pay only for nursing homes — ended"],"transparency_accountability":["↑ Public self-review of care services — posted online within 3 years","↑ Yearly public progress reports — on moving people out of institutions","↑ Complaint process and named staff contact — required","↑ Federal fines for states and insurers — up to $200,000"]},"tldr":"Gives disabled people who need daily help a right to get that care at home instead of in a nursing home.","summaryStandard":"v2","flagExplainers":{"your_money":["Making you wait on a list for home care, or capping how much care you can get, would count as illegal bias. The ban applies to states, local governments, and insurers that pay for this care.","A state or insurer could not delay or limit your care by first requiring you to use help from family or friends.","Agencies and insurers that fund housing would have to set aside or give priority to housing for disabled people leaving or avoiding facilities, where needed. People with the lowest incomes would come first."],"workers_jobs":["States and insurers would have to set payment rates high enough to keep enough care workers on the job. Failing to do so would count as illegal bias against the people who need care."],"civil_liberties":["If you would qualify for a nursing home or similar facility, the state or insurer paying for it would have to offer you care in your own community instead. You could still pick a facility if you want one.","People who are denied home care, or who are about to be, could ask a federal court for help. Courts could order care to start right away, award money for harm, and waive filing fees."],"corporate_benefits":["The rules cover any public or private group that pays for long-term care, including private insurers. If it would pay for your nursing home stay, it would have to offer care at home too."],"transparency_accountability":["Each state agency and insurer would review its services within 36 months. It would count how many people live in facilities versus at home, with data on race and on women and veterans, and post the review online.","States and insurers with a plan to fix gaps would post a report each year on their progress. Their plans must set yearly targets for moving people and money from facilities to home care.","Each state agency and insurer would name at least one employee to handle compliance and complaints. They would also have to publish a fair, quick process for resolving complaints.","The Justice Department could sue states and insurers that show a pattern of breaking these rules, or in cases of public importance. Courts could fine them up to $100,000 for a first violation and up to $200,000 for each later one."]},"flagValence":{"your_money":["good","good","contested"],"workers_jobs":["good"],"civil_liberties":["good","good"],"corporate_benefits":["contested"],"transparency_accountability":["good","good","good","contested"]},"needsResummary":false,"displaySummaryHtml":null,"rawStatusText":"Referred to the Committee on Energy and Commerce, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.","chamber":"HOUSE","policyArea":"Civil Rights and Liberties, Minority Issues","legislativeSubjects":[],"lawStatus":null,"lawNumber":null,"latestActionText":"Referred to the Committee on Energy and Commerce, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.","latestTextVersion":"Introduced in House","textVersionUsed":null,"dateAdded":"2026-10-22T00:00:00+00:00","summarizedAt":"2026-10-23T18:17:56+00:00","recordId":"6c975124-15a9-4995-a5c4-eeb544fd2bfe","feedIdentityKey":"119/hr/9401","websiteBillId":"HR-9401","yourvoiceSummary":"If you have a disability and need daily help to live on your own, you would gain a federal right to get it at home. States, local governments, and public or private insurers that pay for nursing home care could not deny you care in the community instead. That help covers tasks like cooking, chores, shopping, taking medicine, and handling money. It also covers health tasks like using a ventilator or a feeding tube. Group homes with more than 4 unrelated disabled residents would not count as living in the community. You could still choose a nursing home or another setting if you prefer.\n\nThe bill lists practices that would count as illegal bias. These include waiting lists, cost caps, and rules that make you rely on unpaid family help first. Paying too little to keep enough care workers would also count. So would failing to offer home care before placing you in a facility. Agencies and insurers would also have to help you find affordable, accessible housing that is not tied to your care.\n\nThe Justice Department would write the rules within 2 years. Within 3 years, states and insurers would have to review their services and post the results online. Those that fall short would have to submit a fix-it plan within 54 months. They would have to fully comply within 12 years of the bill becoming law. Starting 2 years after it becomes law, you could sue for court orders and money, including punitive damages. The Justice Department could seek fines of up to $100,000 for a first violation and $200,000 after that. Religious groups could still choose to serve people of their own faith first.","updatedAt":"2026-10-24T12:11:47.030293+00:00"}