{"id":"6bf3c9f7-d27f-4379-b1b4-907b5b97a523","feedVisibility":"normal","congress":119,"billType":"hres","billNumber":1007,"title":"Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.","displayTitle":"表达众议院对金融服务业和住房行业使用人工智能问题的意见。","abstract":"本决议支持众议院金融服务委员会在制定有关金融服务业和住房行业采用人工智能的公共政策方面发挥主导作用。","displaySummary":"<p><strong>YVN Summary</strong></p>\n\n<p>这项决议不会给你的日常生活带来任何变化。它不设立任何规则，也不改变任何法律。它只是说明众议院希望其金融服务委员会关注什么问题。主题是银行、放贷机构和房东如何使用人工智能（AI）。\n\n众议院表示，委员会应确保在人工智能协助决定谁能获得贷款时，监管机构仍然执行反歧视法律。委员会还应关注隐私法、网络安全，以及人工智能对就业的影响。决议还提到，新的人工智能规则不应让小型放贷机构承受最重的负担。这些内容都不对任何具体机构或公司具有约束力。截至2026年3月19日，该决议正等待全院表决。</p>","status":"FLOOR_CONSIDERATION","topics":["ECONOMY"],"introducedAt":"2026-01-16T00:00:00+00:00","latestActionAt":"2026-03-19T00:00:00+00:00","congressGovUrl":"https://www.congress.gov/bill/119th-congress/house-resolution/1007","accountabilityFlags":{},"tldr":"众议院就贷款和住房领域人工智能问题发表的一份不具约束力的声明——它不设立规则，也不会改变你的任何生活。","summaryStandard":"v2","flagExplainers":{},"flagValence":{},"needsResummary":false,"displaySummaryHtml":null,"rawStatusText":"Placed on the House Calendar, Calendar No. 67.","chamber":"HOUSE","policyArea":"Finance and Financial Sector","legislativeSubjects":["Advanced technology and technological innovations","Computers and information technology","Financial services and investments","House of Representatives","Housing industry and standards"],"lawStatus":null,"lawNumber":null,"latestActionText":"Reported (Amended) by the Committee on Financial Services. H. Rept. 119-559.","latestTextVersion":"Reported in House","textVersionUsed":"Introduced in House","dateAdded":"2026-04-19T00:00:00+00:00","summarizedAt":"2026-08-18T00:00:00+00:00","recordId":"6bf3c9f7-d27f-4379-b1b4-907b5b97a523","feedIdentityKey":"119/hres/1007","websiteBillId":"HRES-1007","yourvoiceSummary":"这项决议不会给你的日常生活带来任何变化。它不设立任何规则，也不改变任何法律。它只是说明众议院希望其金融服务委员会关注什么问题。主题是银行、放贷机构和房东如何使用人工智能（AI）。\n\n众议院表示，委员会应确保在人工智能协助决定谁能获得贷款时，监管机构仍然执行反歧视法律。委员会还应关注隐私法、网络安全，以及人工智能对就业的影响。决议还提到，新的人工智能规则不应让小型放贷机构承受最重的负担。这些内容都不对任何具体机构或公司具有约束力。截至2026年3月19日，该决议正等待全院表决。","updatedAt":"2026-10-25T03:22:32.113105+00:00"}