{"id":"43ad0af8-0af5-425b-abee-73813cb556d4","feedVisibility":"normal","congress":119,"billType":"s","billNumber":1880,"title":"CDFI Bond Guarantee Program Improvement Act of 2025","displayTitle":"CDFI Bond Guarantee Program Improvement Act of 2025","abstract":"CDFI Bond Guarantee Program Improvement Act of 2025 This bill reauthorizes the Community Development Financial Institutions (CDFI) Bond Guarantee Program for four years and revises it to allow for a greater number of participants. CDFIs are financial institutions serving low-income communities. Designation as a CDFI allows an institution to participate in programs such as the CDFI Bond Guarantee Program. The program provides CDFIs with financing for community and economic development projects through federal credit subsidies that allow CDFIs to issue bonds. The bill (1) reduces the program’s minimum loan amount from $100 million to $25 million, (2) eliminates the cap on the annual number of guarantees, and (3) revises the maximum amount that may be held in a CDFI's relending account for secondary loans.","displaySummary":"<p><strong>YVN Summary</strong></p>\n\n<p>联邦法律允许政府为社区发展金融机构（CDFI）——即向银行通常回避的低收入和农村社区提供平价贷款的非营利组织和贷款机构——发行的债券提供担保。本法案将该担保项目再授权四年，并将每财年担保债券的年度上限提高至$10亿。每笔担保金额至少须达$2500万。CDFI利用这些政府背书的低成本债券，在欠服务地区资助经济适用房建设、小企业贷款和社区设施建设。财政部须在法案颁布后第一年和第三年向国会报告项目运作情况。</p>","status":"COMMITTEE_CONSIDERATION","topics":["ECONOMY","TECHNOLOGY","HOUSING"],"introducedAt":"2025-05-22T00:00:00+00:00","latestActionAt":"2025-05-22T00:00:00+00:00","congressGovUrl":"https://www.congress.gov/bill/119th-congress/senate-bill/1880","accountabilityFlags":{"transparency_accountability":["↑ 财政部报告要求——项目效果报告须在第1年和第3年提交"]},"tldr":"将社区发展金融机构（CDFI）政府担保债券的年度上限提高至10亿美元，为经济适用房和小企业贷款提供资金。","summaryStandard":null,"flagExplainers":{},"flagValence":{},"needsResummary":false,"displaySummaryHtml":null,"rawStatusText":"Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.","chamber":"SENATE","policyArea":"Finance and Financial Sector","legislativeSubjects":[],"lawStatus":null,"lawNumber":null,"latestActionText":"Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.","latestTextVersion":"Introduced in Senate","textVersionUsed":null,"dateAdded":"2026-05-28T00:00:00+00:00","summarizedAt":null,"recordId":"43ad0af8-0af5-425b-abee-73813cb556d4","feedIdentityKey":"119/s/1880","websiteBillId":"S-1880","yourvoiceSummary":"联邦法律允许政府为社区发展金融机构（CDFI）——即向银行通常回避的低收入和农村社区提供平价贷款的非营利组织和贷款机构——发行的债券提供担保。本法案将该担保项目再授权四年，并将每财年担保债券的年度上限提高至$10亿。每笔担保金额至少须达$2500万。CDFI利用这些政府背书的低成本债券，在欠服务地区资助经济适用房建设、小企业贷款和社区设施建设。财政部须在法案颁布后第一年和第三年向国会报告项目运作情况。","updatedAt":"2026-10-25T04:06:37.228091+00:00"}